As is shown in the chart, the percentage of college students using credit has risen markedly in the
past few years. An increasing number of students would rather use credit cards than cash to pay for
everything. There are at least three factors accounting for the increasing use of credit cards. For
one thing, a credit card will offer students a safe way to pay their tuition fees, thus it diminishes
the risk of taking a large sum of money with oneself. For another, most credit cards provide a variety
of services, such as a greater convenience of shopping and spending, streamlining collection
procedures, etc. In addition,students can draw money with a credit card anytime they want, thus solve
the problem of money shortage. As to the issue of credit cards on college campus, I am inclined to
believe that it is not bad for college students to have credit cards, however, we'd better lay down
some rules of the credit cards on college campus to stop the misconduct of credit cards, and only in
this way can we enjoy the advantages of credit cards on college campus.